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Wednesday, December 24, 2008

Jim Rohn - Establishing Dreams and Goals

Establishing Dreams and Goals by Jim Rohn
(Excerpted from Week Six of the Jim Rohn One-Year Success Plan)

One of the amazing things we have been given as humans is the unquenchable desire to have dreams of a better life, and the ability to establish goals to live out those dreams. Think of it: We can look deep within our hearts and dream of a better situation for ourselves and our families; dream of better financial lives and better emotional or physical lives; certainly dream of better spiritual lives. But what makes this even more powerful is that we have also been given the ability to not only dream but to pursue those dreams and not only to pursue them, but the cognitive ability to actually lay out a plan and strategies (setting goals) to achieve those dreams. Powerful! And that is what we will discuss here: How to dream dreams and establish goals to get those dreams.

What are your dreams and goals? This isn't what you already have or what you have done, but what you want. Have you ever really sat down and thought through your life values and decided what you really want? Have you ever taken the time to truly reflect, to listen quietly to your heart, to see what dreams live within you? Your dreams are there. Everyone has them. They may live right on the surface, or they may be buried deep from years of others telling you they were foolish, but they are there.

So how do we know what our dreams are? This is an interesting process and it relates primarily to the art of listening. This is not listening to others; it is listening to yourself. If we listen to others, we hear their plans and dreams (and many will try to put their plans and dreams on us). If we listen to others, we can never be fulfilled. We will only chase elusive dreams that are not rooted deep within us. No, we must listen to our own hearts.

Let's take a look at some practical steps/thoughts on hearing from our hearts on what our dreams are:

Take time to be quiet. This is something that we don't do enough in this busy world of ours. We rush, rush, rush, and we are constantly listening to noise all around us. The human heart was meant for times of quiet, to peer deep within. It is when we do this that our hearts are set free to soar and take flight on the wings of our own dreams! Schedule some quiet "dream time" this week. No other people. No cell phone. No computer. Just you, a pad, a pen, and your thoughts.

Think about what really thrills you. When you are quiet, think about those things that really get your blood moving. What would you LOVE to do, either for fun or for a living? What would you love to accomplish? What would you try if you were guaranteed to succeed? What big thoughts move your heart into a state of excitement and joy? When you answer these questions you, will feel great and you will be in the "dream zone." It is only when we get to this point that we experience what our dreams are!

Write down all of your dreams as you have them. Don't think of any as too outlandish or foolish - remember, you're dreaming! Let the thoughts fly and take careful record.

Now, prioritize those dreams. Which are most important? Which are most feasible? Which would you love to do the most? Put them in the order in which you will actually try to attain them. Remember, we are always moving toward action, not just dreaming.

Here is the big picture: Life is too short to not pursue your dreams. Someday your life will near its end and all you will be able to do is look backwards. You can reflect with joy or regret. Those who dream, who set goals and act on them to live out their dreams are those who live lives of joy and have a sense of peace when they near the end of their lives. They have finished well, for themselves and for their families.

Remember: These are the dreams and goals that are born out of your heart and mind. These are the goals that are unique to you and come from who you were created to be and gifted to become. Your specific goals are what you want to attain because they are what will make your life joyful and bring your family's life into congruence with what you want it to be.

Jim Rohn

You may visit for more information.

Tuesday, December 02, 2008

Wednesday, November 26, 2008

Tuesday, September 30, 2008

The Law Of The Seed

The Law Of The Seed

Take a look at an apple tree.

There might be five hundred apples on the tree, but each apple has just ten seeds.

That's a lot of seeds!

We might ask, "Why would you need so many seeds to grow just a few more apple trees?"

Nature has something to teach us here. It's telling us: "Not all seeds grow. In life, most seeds never grow. So if you really want to make something happen, you had better try more than once."

This might mean:

  • You'll attend twenty interviews to get one job.
  • You'll interview forty people to find one good employee.
  • You'll talk to fifty people to sell one house, one car, one vacuum cleaner, one insurance policy, or a business idea.
  • And you might meet a hundred acquaintances just to find one special friend.

When we understand the "Law of the Seed", we don't get so disappointed. We stop feeling like victims. We learn how to deal with things that happen to us.

Laws of nature are not things to take personally. We just need to understand them - and work with them.

IN A NUTSHELL Successful people fail more often but they plant more seeds.

When Things Are Beyond your control, here's something that you must NOT DO so as to avoid misery in your life:
  • You must not decide how you think the world SHOULD be.
  • You must not make rules for how everyone SHOULD behave.
  • Then, when the world doesn't obey your rules, you get angry.
  • That's what miserable people do!

On the other hand, let's say you expect that:
Friends SHOULD return favors.
People SHOULD appreciate you.
Planes SHOULD arrive on time.
Everyone SHOULD be honest.
Your husband or best friend SHOULD remember your birthday.

These expectations may sound reasonable. But often, these things won't happen!

So you end up frustrated and disappointed.

There's a better strategy. Demand less, and instead, have preferences!

For things that are beyond your control, tell yourself:
"I would prefer "A", but if "B" happens, it's OK too!"

This is really a change in mindset. It is a shift in attitude, and it gives you more peace of mind ... You prefer that people are polite . but when they are rude, it doesn't ruin your day. You prefer sunshine...but if it rains, it is OK too!

To become happier, we either need to change the world or change our thinking.

It is easier to change our Thinking!

Wednesday, September 03, 2008

Saturday, August 30, 2008

Monday, August 04, 2008

Story - Forgiveness, Are Your Potatoes Heavy?

Are Your Potatoes Heavy?

A teacher once told each of her students to bring a clear plastic bag and a sack of potatoes to school. For every person they refuse to forgive in their life's experience, they chose a potato, wrote on it the name and date, and put it in the plastic bag. Some of their bags were quite heavy.

They were then told to carry this bag with them everywhere for one week, putting it beside their bed at night, on the car seat when driving, next to their desk at work.

The hassle of lugging this around with them made it clear what a weight they were carrying spiritually, and how they had to pay attention to it all the time to not forget and keep leaving it in embarrassing places. Naturally, the condition of the potatoes deteriorated to a nasty smelly slime. This was a great metaphor for the price we pay for keeping our pain and heavy negativity!. Too often we think of forgiveness as a gift to the other person, and it clearly is for ourselves!


Monday, July 14, 2008

Jim Rohn - Attitude Is Everything

Attitude is Everything

The process of human change begins within us. We all have tremendous potential. We all desire good results from our efforts. Most of us are willing to work hard and to pay the price that success and happiness demand.

Each of us has the ability to put our unique human potential into action and to acquire a desired result. But the one thing that determines the level of our potential, that produces the intensity of our activity, and that predicts the quality of the result we receive is our attitude.

Attitude determines how much of the future we are allowed to see. It decides the size of our dreams and influences our determination when we are faced with new challenges. No other person on earth has dominion over our attitude. People can affect our attitude by teaching us poor thinking habits or unintentionally misinforming us or providing us with negative sources of influence, but no one can control our attitude unless we voluntarily surrender that control.

No one else "makes us angry." We make ourselves angry when we surrender control of our attitude. What someone else may have done is irrelevant. We choose, not they. They merely put our attitude to a test. If we select a volatile attitude by becoming hostile, angry, jealous or suspicious, then we have failed the test. If we condemn ourselves by believing that we are unworthy, then again, we have failed the test.

If we care at all about ourselves, then we must accept full responsibility for our own feelings. We must learn to guard against those feelings that have the capacity to lead our attitude down the wrong path and to strengthen those feelings that can lead us confidently into a better future.

If we want to receive the rewards the future holds in trust for us, then we must exercise the most important choice given to us as members of the human race by maintaining total dominion over our attitude. Our attitude is an asset, a treasure of great value, which must be protected accordingly. Beware of the vandals and thieves among us who would injure our positive attitude or seek to steal it away.

Having the right attitude is one of the basics that success requires. The combination of a sound personal philosophy and a positive attitude about ourselves and the world around us gives us an inner strength and a firm resolve that influences all the other areas of our existence.

To Your Success,
Jim Rohn

Source: Jim Rohn's Weekly E-Zine.

You may visit for more information.

Monday, June 02, 2008

The Power Of Compounding

The Power Of Compounding.

Legend has it that one of the ancient emperors of China fell in love with a new game called "Chess." The emperor decided to reward the game's creator.

He summoned the inventor to the royal palace and announced to the court that the inventor would be granted one wish.

"I am honored, Your Highness," the inventor muttered humbly. "My wish is that you grant me one grain of rice" "Just one grain of rice?" the startled emperor asked. "Well just one grain of rice for the first square of the chess board," the inventor said. "Then doubled to two grains for the second square...four grains for the third square....and so on until the single grain has been doubled for the entire chess board. That is my simple wish."

The emperor was well pleased. "I have been given such a wonderful game at such a cheap price." he thought to himself. "My ancestors have smiled upon me today." "It is done!" the emperor cried.

"Bring out the chess board and let everyone here witness our agreement." The court gathered around the chess board.

A kitchen servant produced a one pound bag of rice and handed it to the inventor, who smiled as he opened the bag. "I suggest you return to the kitchen for a larger bag," the inventor said to the servant.

The court laughed loudly, mistaking his comment for sarcasm. Then the inventor began placing the grains of rice on the board, doubling the number of grains as he went.

The onlookers laughed and nudged each other as the first row of eight squares was filled....1....2....4....8....16....32....128 grains of rice. But the giggles soon gave way to gasps by the middle of the second row, for small piles of rice soon doubled to medium-sized bags of rice...which doubled again to big bags of rice.By the end of the second row, the emperor knew he had made a huge mistake. The grains owed to the inventor totalled to 32,768 - and there were still 48 squares remaining!.

The emperor stopped the game and called in the lands wisest mathematicians. They tossed the beads of their abacuses and made hasty markings on slate boards. After much fussing, the mathematicians reached a unanimous conclusion: A grain of rice doubled for every square on the 64-square chess board would calculate to 18 million trillion grains of rice - a quantity equal to all the rice in the world multiplied by 10!.

Excerpt from the book 'The Parable Of The Pipeline' by Burke Hedges.

Friday, May 23, 2008

Mark Victor Hansen

“Don't wait until everything is just right. It will never be perfect. There will always be challenges, obstacles and less than perfect conditions. So what. Get started now. With each step you take, you will grow stronger and stronger, more and more skilled, more and more self-confident and more and more successful.”

- Mark Victor Hansen

Dr Spencer Johnson - Who Moved My Cheese

Wednesday, May 21, 2008

Attitude - You Have Two Choices

I would like to express my gratitude towards the creator of these slides. Unfortunately, I am not aware about the creator. However, the message discussed using these slides is important for each one of us.

Thursday, April 10, 2008

Robert kiyosaki -How to Become Rich and Retire Young

How to Become Rich and Retire Young by Robert Kiyosaki

The following is the story of how my wife Kim, my best friend Larry Clark and I, began our journey from broke, to rich, to retired in less than 10 years. When Kim and I started, we were nearly out of money and filled with doubt. We all have doubts. The difference is what we do with those doubts.

In December 1984, Kim, Larry and I were on a skiing holiday. At night we would discuss our plans for the future. Kim and I were on our last few dollars and Larry was in the process of building another business. On New Years Day, we tried to set some goals. Larry wanted to do more than just set goals for the coming year, he wanted us to set goals that changed our lives.

"Why don't we write a plan on how we can all become financially free?" he urged.

I had talked about it and dreamt about it. But the idea of being financially free was always in the future, not today.

"Let's write it down," Larry said. "Once we write it down, we have to do it, and we'll support each other on the journey."

Kim and I looked at each other doubtfully. "It's a good idea but I think I would rather just focus on surviving for the next year."

"Come on," said Larry. "Let's go for freedom. I don't want to spend my life working just to pay bills. I want to live. I want to be rich. I want to travel the world while I'm young enough to enjoy it."

I recalled the words of my rich dad: "The biggest challenge you have is your own self-doubt and your laziness. It is your self-doubt and your laziness that define and limit who you are. It is your self-doubt and laziness that deny you the life you want."

It was time to choose. "OK, let's set the goal to be financially free." That was New Year's Day 1985. In 1994 Kim and I were free. Larry went on to build his company, which became one of Inc. Magazine's fastest growing companies of the year in 1996. Larry retired in 1998 at the age of 46 after selling his company.

How did we do it?

It's not about how we did it. It's about why we did it. From 1985 to 1994, Kim, Larry, and I focused on rich dad's three paths to great wealth:

Increasing business skills
Increasing money management skills
Increasing investment skills

The why is because I wanted to challenge my own self-doubts, my laziness and my past. It was the why that gave us the power to do the how.

My arguments against Larry's idea were things like: "But we don't have any money"; "I can't do that"; "I'll think about it next year, or once Kim and I get settled".

Rich dad had told me: "Whenever someone says something like 'I can't afford it', or 'I can't do it' to something they want, they have a big problem. Why in the world would someone say 'I can't afford it' or 'I can't do it' to something they want? Why would someone deny themselves the things they want? It makes no logical sense."

My own whys
I was fed up with being broke and always struggling for money.
I was tired of being average.
My parents had struggled under a mountain of bills.

Most painful of all, my beautiful wife Kim was in this financial mess because she loved me.

Things got worse for us before they got better. Kim and I lived in a car for about three weeks after our money ran out. So things did not get better just because we made the decision to retire rich, but it was the reasons why that kept us going.

Rich dad used to say: "If you want something, be passionate. Passion gives energy to your life." Passion is a combination of love and hate. "If you want something you do not have, find out why you love what you want and why you hate not having what you want. When you combine those two thoughts, you will find the energy to go get anything you want."

For example, I would create the following list:

Being rich
Being free
Buying anything I want
Expensive things
Having other people do what I don't want to do

Being poor
Being required to work
Not having what I want
Cheap things
Doing things I don't want to do

So sit quietly to find and define your loves and hates. Then write down your whys. Write down your dreams, goals and plans on becoming financially free, retiring early and retiring as young as possible. Once it is in writing, you may want to show it to a friend who will support you in achieving your dreams. Take a look at this paper with your dreams, goals and plans on a regular basis. Talk about it often, ask for support, be willing to continually learn, and before you know it, things will begin to happen.

I have heard many people say: "Money doesn't buy happiness." That statement has some truth to it. But what money does do is buy me the time to do what I love and pay other people to do what I hate doing.

Robert Kiyosaki


Sunday, April 06, 2008

Laughter heals - A video featuring John Cleese.


Laugh 50 times a day...

Tuesday, March 25, 2008

The Parable Of The Pipeline by Burke Hedges

The Parable Of The Pipeline by Burke Hedges

Once upon a time long, long ago, two ambitious young cousins named Pablo and Bruno lived side by side in a small Italian village.

The young men were best buddies, and big dreamers.

They would talk endlessly about how someday, someway, they would become the richest men in the village. They were both bright and hard working. All they needed was an opportunity.

One day that opportunity arrived. The village decided to hire two men to carry water from a nearby river to a cistern in the town square. The job went to Pablo and Bruno.

Each man grabbed two buckets and headed to the river. By the end of the day, they had filled the town cistern to the brim. The village elder paid them one penny for each bucket of water.

"This is our dream come true! "shouted Bruno. "I can't believe our good fortune."

But Pablo wasn't so sure.

His back ached and his hands were blistered from carrying the heavy buckets. He dreaded getting up and going to work the next morning. He vowed to think of a better way to get the water from the river to the village.

Pablo The Pipeline Man:

"Bruno, I have a plan," Pablo said the next morning as they grabbed their buckets and headed for the river. "Instead of lugging buckets back and forth for pennies a day, let's build a pipeline from the village to the river."

Bruno stopped dead in his tracks.

"A pipeline! Whoever heard of such a thing?" Bruno shouted. "We've got a great job, Pablo. I can carry 100 buckets a day. At a penny a bucket that's a dollar a day! I'm rich!. By the end of the week, I can buy a new pair of shoes. By the end of the month a cow. By the end of six months I can buy a new hut. We have the best job in town. We have weekends off and two weeks paid vacation every year. We're set for life! Get out of here with your pipeline."

But Pablo was not easily discouraged. He patiently explained the pipeline plan to his best friend. Pablo would work part of the day carrying buckets, and part of the day and weekends building his pipeline.

He knew it would be hard work digging a ditch in the rocky soil. Because he was paid by the bucket he knew his income would drop. He also knew it might take a year or two before his pipeline would pay off. But Pablo believed in his dream and he went to work.

Bruno and the rest of the villagers began mocking Pablo, calling him "Pablo The Pipeline Man." Bruno, who was earning almost twice the money as Pablo, flaunted his new purchases. He bought a donkey outfitted with a new leather saddle, which he kept parked outside his new two-story hut. He bought flashy clothes and fancy meals at the inn. The villagers called him Mr. Bruno, and they cheered when he bought rounds at the tavern and laughed loudly at his jokes.

Small Actions Equal Big Results:

While Bruno lay in his hammock on evenings and weekends, Pablo kept digging his pipeline. The first few months Pablo didn't have much to show for his efforts. The work was hard, even harder than Bruno's because Pablo was working evenings and weekends too.

But Pablo kept reminding himself that tomorrow's dreams are built on today's sacrifices. Day by day he dug, inch by inch.

Inches turned into one foot........... then ten feet............ then 20............. then 100.

"Short-term pain equals long-term gain," he reminded himself as he stumbled into his hut after another exhausting day's work. "In time my reward will exceed my efforts," he thought.

"Keep your eyes on the prize," he kept thinking as he drifted off to sleep with the sounds of laughter from the village tavern in the background.

The Tables Are Turned:

Days turned into months. One day Pablo realized his pipeline was half-way finished, which meant he only had to walk half as far to fill his buckets! Pablo used the extra time to work on his pipeline.

During his rest breaks, Pablo watched his old friend Bruno lug buckets. Bruno's shoulders were more stooped than ever. He was hunched in pain, his steps slowed by the daily grind. Bruno was angry and sullen, resenting the fact that he was doomed to carry buckets, day in, day out, for the rest of his life.

He began to spend less time in his hammock and more time in the tavern. When the tavern's patrons saw Bruno coming they'd whisper, "Here comes Bruno the Bucket Man, " and they giggle when the town drunk mimicked Bruno's stooped posture and shuffling gait. Bruno didn't buy rounds or tell jokes anymore, preferring to sit alone in a dark corner surrounded by empty bottles.

Finally Pablo's big day arrived, his pipeline was complete! The villagers crowded around as the water gushed from the pipeline into the village cistern! Now that the village had a steady supply of fresh water, people from around the countryside moved into the village and the village prospered.

Once the pipeline was complete, Pablo didn't have to carry buckets anymore. The water flowed whether he worked or not. It flowed while he ate. It flowed while he slept. It flowed on weekends while he played. The more the water flowed into the village, the more money flowed into Pablo's pockets!

Pablo the Pipeline Man became known as Pablo the Miracle Maker. But Pablo understood what he did wasn't a miracle. It was merely the first stage of a big, big dream. You see, Pablo had bigger plans. Pablo planned on building pipelines all over the world!.

Recruiting His Friend To Help:

The pipeline drove "Bruno The Bucket Man" out of business, and it pained Pablo to see his old friend begging for drinks at the tavern. So, Pablo arranged a meeting with his old friend.

"Bruno, I've come here to ask you for your help." Bruno straightened his stooped shoulders, and his dark eyes narrowed to a squint. "Don't mock me," Bruno hissed.

"I haven't come here to gloat," said Pablo. "I've come here to offer you a great business opportunity". It took me more than two years before my first pipeline was complete. But I've learned a lot during those two years. I know what tools to use now, and where to dig. I know where to lay the pipe. I kept notes as I went along so now I have a system that will allow me to build another pipeline in less time........... then another........... then another.

I could build a pipeline a year by myself, but what I plan on doing is teach you how to build a pipeline, then have you teach others and have them teach others.

"Just think, we could make a small percentage of every gallon of water that goes through those pipelines."

Bruno finally saw the big picture. They shook hands and hugged like old friends.

Pipeline Dreams In A Bucket-Carrying World:

Years passed. Their world pipelines were pumping millions of dollars into their bank accounts. Sometimes on their trips through the countryside, Pablo and Bruno would pass villagers from other villages carrying buckets.

The friends would pull over and tell them their story and offer to help them build a pipeline. But sadly, most bucket carriers would hastily dismiss the notion.

"I don't have the time."

"My friend told me he knew a friend who's uncle's best friend tried to build a pipeline and failed."

"Only the ones who get in early make money on a pipeline."

"I've carried buckets my whole life, I'll stick to what I know."

"I know people who lost money in a pipeline scam."

Both men resigned themselves to the fact they lived in a world with a bucket-carrying mentality............. and only a very small percentage of people would ever see the vision.

End Of Story


Who are you? A bucket-carrier............ or a pipeline builder? Do you get paid only when you show up for work like Bruno the Bucket Carrier?.

Or do you do the work once and get paid over and over again like Pablo the Pipeline Builder?.

If you're like most people, you're working the bucket-carrying plan. It's the time-for-money-trap.

The problem with bucket carrying is that the money stops when the bucket-carrying stops. Which means the concept of a "secure job" or "dream job" is an illusion. The inherent danger of carrying buckets is that the income is temporary instead of ongoing.

If Bruno woke up one morning with a stiff back and couldn't get out of bed, how much money would he earn that day? ZERO! No Work-No Money!

The same goes for any bucket-carrying job. Once bucket-carriers stop carry buckets for any reason, they won't continue to get a paycheck.

Real-Life True Story:

My previous dentist was the best dentist I ever had. A complete professional. Great personality. A Great technician. Every visit was virtually pain-free. She loved what she did and set her own hours. She was only open three days a week so she could spend four-day weekends with her family.

She pulled down more than $100,000 a year working three days a week at a job she loved. This was a bucket-carriers dream job if there ever was one!

One problem. Before the age of 40 she developed arthritis in her hands and couldn't work anymore. Today she teaches at a university earning one-third the income she earned as a dentist.

There's no such thing as a secure bucket-carrying job no matter how great it seems.

The problem with the time-for-money trap is that if you can no longer trade-the-time, you no longer get the money!

Most people mistake bucket-carrying for pipeline building. We observe 99% of the people in the world are carrying buckets, so we assume bucket carrying is the way to get what we want in life.

We grow up surrounded by bucket-carriers, so we figure that's the way-of-the-world. It reminds me of a bumper sticker I saw recently: 100,000 lemmings can't be wrong!

People think the same way about bucket-carriers. 100 million bucket-carriers can't be wrong. Well yes they can!.

Let's face it. There are many more bucket-carriers in this world than pipeline builders.


Because bucket-carrying is the model that our parents followed and the one that they taught us to follow. The bucket-carrying model tells you here's what you do to get ahead:

Go to school and learn how to carry buckets.

Work really hard.

Earn the right to carry bigger buckets. (get promoted)

Resign from "Bucket Company A" to work for "Bucket Company B" which lets you carry even bigger buckets.

Work longer hours so you can carry more buckets.

Put the kids through bucket-carrying college.

Try to get promoted from carrying metal buckets....... to carrying plastic buckets............ to carrying digital buckets.

Dream of the day you can retire from bucket carrying after 30-40 years.

Until then, keep carrying those buckets....................... or, the bucket-carriers dream comes true. You hit the big lottery! (the odds are 1 in about 14-15 million against them, but hey most all bucket carriers think it could happen to them, so........... until then, keep carrying those buckets)

What do all those bucket-carriers earn for their efforts?

Surprisingly little. According to Parade magazine's "What People Earn" survey, the average worker in America earns $28,500 a year. Subtract almost 20% for taxes, and that leaves $22,500 take-home pay.

Let's face it, that's not enough for most people to live on.

What do bucket-carriers do when they need more money?

Because they have a bucket-carrying mentality, they come up with a bucket-carrying solution............ if you need more money you've got to carry more buckets!

"I'll get a second job carrying buckets in the evenings and on weekends," Daddy Bucket Carrier decides.

"I can go back to the bucket-carrying job I had before the kids were born," Mommy Bucket Carrier says.

"The kids can get bucket-carrying jobs after school and in the summer," they both say.

The Results?

Today North Americans work the longest hours in the world. Yes, even more than the work-obsessed Japanese. Is the earn-more-money-by-carrying-more-buckets plan working?

No. Here are the facts.

Consumer debt is at a record high. The average household has 95 cents worth of debt for every dollar earned.

The proportion of women working to support their families more than doubled over the past 20 years.

More people are taking second and third mortgages on their single biggest asset............ their homes............. to pay the bills.

Hello! What's wrong with this picture?

It's the fallacy of carrying bigger buckets. Bucket carriers tell themselves everything would be okay if they could just carry bigger buckets.

Bucket carriers are forever wondering how much money other bucket carriers earn. True, the doctors bucket is a lot bigger than the cook's bucket............. about ten times bigger! But that doesn't mean the doctor is financially independent. He's just as dependent on his bucket carrying job as the cook.


They spend more! Truth is, the doctors and lawyers making six-figures are spending most of their income to support their lifestyles.

a. The average worker drive a $5,000 used car. The doctor drives a $45,000 Lexus.

b. The average worker sends his kids to free public school. The doctor sends his kids to private school............ and on and on and on.

The doctor spends just as much of a percentage of his income than all other bucket carriers. All are living paycheck-to paycheck. If you don't believe check the bankruptcy records. You'll see every kind of bucket carrier listed in there!

All Buckets Eventually Dry Up

All buckets dry up no matter how big they are. Pipelines, on the other hand, are self-sustaining. But pipelines require sacrifice. Pipelines don't build themselves. You have to be willing to put in the time and effort to build them.

A Bigger Bucket Won't Solve The Problem. Why?

Carry as big a bucket as you can but build a pipeline on the side, because as long as you carry buckets, you have to show-up to get paid, and no matter how big the bucket is... it will dry-up.

Many a person has gone from the "Millionaire Next Door" to the "Bankrupt Person Next Door".

It's Your Turn To Choose

What sounds like the best plan to you? Remember, most of your friends and neighbors won't understand! They've been taught to carry buckets.

Time Levels The Playing Field

It doesn't matter how much money your earn ............ or how little money you earn........... we all have the same amount of time in each day. 24 hours. It doesn't matter if you're a doctor, lawyer, or cook. It only takes time to build a pipeline. Yes you'll need tools................ but those will cost relatively very little. So everyone has an equal opportunity when it comes to building a pipeline!


Some people put off building their pipelines because "right now isn't a good time for me." Guess what? Right now is a bad time for anybody! We're all stressed. We're all busy. We're all putting out fires and dealing with unexpected emergencies. There's a word for these bad times.

It's called life!

Some people waste their lives waiting for the "perfect time" to do x, y, or z. Well, they'll die waiting because there's no such thing as a perfect time. If someone told you they'd give you $1 million dollars if you'd sit in a corner and knit for two hours every day for one year, you'd find the time right?

It wouldn't matter if your son broke his arm.............your car wouldn't start........ the cat got sick. Rather than forfeit $1 million dollars, you'd find the time no matter what.

Waste Not Want Not

People often ask me why they should take the time and effort to build pipelines when things aren't going so bad for them right now. They say they deserve to relax in the recliner and watch TV after a hard days work. Got a few bucks in the bank.... kids are doing good in school........... no need to "rock the boat".

There's no better time to build your pipeline than when things are going good!

A Final Thought

A man was on the 30th floor of a fancy hotel overlooking Central Park in Manhattan. He pulled back the shades........... and threw open the window to enjoy the view. As he leaned out the window, he was startled to see a man falling past his window.

"How you doing?" he asked the falling man.

"Fine so far," came the reply.

The point is, there are lots of bucket carriers in the world that think they are "doing just fine". But they can't stay in the free-fall forever. Sooner or later they'll meet the ground.

For bucket carriers it's................... don't or can't show up for work............... no more paycheck!

Click here to watch video of 'Pablo and Bruno' (opens Google Video).

Tuesday, March 18, 2008

A poem by the Indian sage Patañjali

A poem by the Indian sage Patañjali

When you are inspired by some great purpose, some extraordinary project,

all your thoughts break their bonds:

Your mind transcends limitations,

Your consciousness expands in every direction,

and you find yourself in a new, great and wonderful world.

Dormant forces, faculties and talents come alive …

And you discover yourself to be a greater person by far

than you ever dreamed you could be.”

Saturday, March 15, 2008

Nutrition: Specific Types Of Fats

Specific Types of Fat

Saturated Fat

Everyone should eat less saturated fat. Saturated fat can raise your cholesterol level which increases your chances of having heart disease. Foods containing saturated fat include:

  • High-fat dairy products such as full-fat cheese, cream, ice cream, whole milk, 2% milk and sour cream.
  • High-fat meats like regular ground beef, bologna, hot dogs, sausage, bacon and spareribs
  • Lard
  • Butter
  • Fatback and salt pork
  • Cream sauces
  • Gravy made with meat drippings
  • Chocolate
  • Palm oil and palm kernel oil
  • Coconut and coconut oil
  • Poultry (chicken and turkey) skin

Try to eat less than 7% of your total calories as saturated fat. For most people this means less than 15 grams of saturated fat per day. Many adults, especially women or sedentary men, may need less. To find out a specific goal for you, talk with your dietitian or health care provider.

Saturated fat grams are listed on the label under total fat. As a general rule, compare foods with less saturated fat. Foods with 1 gram or less saturated fat per serving are considered low in saturated fat.

Trans Fat

Trans fats are produced when liquid oil is made into a solid fat. This process is called hydrogenation. Trans fats act like saturated fats and can raise your cholesterol level. Trans fats are listed on the label, making it easier to identify these foods. Unless there is at least 0.5 grams or more of trans fat in a food, the label can claim 0 grams. If you want to avoid as much trans fat as possible, you must read the ingredient list on food labels. Look for words like hydrogenated oil or partially hydrogenated oil. Select foods that either do not contain hydrogenated oil or where a liquid oil is listed first in the ingredient list. Sources of trans fat include:

  • Processed foods like snacks (crackers and chips) and baked goods (muffins, cookies and cakes) with hydrogenated oil or partially hydrogenated oil
  • Stick margarines
  • Shortening
  • Some fast food items such as french fries


Your body makes some of the cholesterol in your blood. The rest comes from foods you eat. Foods from animals are sources of dietary cholesterol. Cholesterol from the food you eat may increase your blood cholesterol, so it's a good idea to eat less than 200 mg per day. Cholesterol is required on the label if the food contains it. Sources of cholesterol include:

  • High-fat dairy products (whole or 2% milk, cream, ice cream, full-fat cheese)
  • Egg yolks
  • Liver and other organ meats
  • High-fat meat and poultry skin

Monounsaturated Fat

Monounsaturated fats are called “good or healthy” fats because they can lower your bad (LDL) cholesterol. Sources of monounsaturated fat include:
  • Avocado
  • Canola oil
  • Nuts like almonds, cashews, pecans, and peanuts
  • Olive oil and olives
  • Peanut butter and peanut oil
  • Sesame seeds

ADA recommends eating more monounsaturated fats than saturated or trans fats in your diet. To include more monounsaturated fats, try to substitute olive or canola oil instead of butter, margarine or shortening when cooking. Sprinkling a few nuts or sesame seeds on a salad is an easy way to eat more monounsaturated fats. But be careful! Nuts and oils are high in calories, like all fats. If you are trying to lose or maintain your weight, you want to eat small portions of these foods. For example, 6 almonds or 4 pecan halves have the same number of calories as 1 teaspoon of oil or butter. Work with your dietitian to include healthy fats into your meal plan without increasing your total calories.

Monounsaturated fats are not required on the label. Some foods do list them – particularly if they are a good source.

Polyunsaturated Fat

Polyunsaturated fats are also “healthy” fats. ADA recommends that you include these in your diet as well as monounsaturated fats. Sources of polyunsaturated fats are:

  • Corn oil
  • Cottonseed oil
  • Safflower oil
  • Soybean oil
  • Sunflower oil
  • Walnuts
  • Pumpkin or sunflower seeds
  • Soft (tub) margarine
  • Mayonnaise
  • Salad dressings

Omega-3 Fatty Acids

Omega-3 fatty acids help prevent clogging of the arteries. Some types of fish are high in omega-3 fatty acids. ADA recommends eating non-fried fish 2 or 3 times a week. Sources include:

  • Albacore tuna
  • Herring
  • Mackerel
  • Rainbow trout
  • Sardines
  • Salmon

Some plant foods are also sources of omega-3 fatty acids. Sources include:

  • Tofu and other soybean products
  • Walnuts
  • Flaxseed and flaxseed oil
  • Canola oil

NOTE: The Food & Drug Administration and the Environmental Protection Agency have issued a joint consumer advisory about mercury in fish and shellfish. This advice is for women who might become pregnant; women who are pregnant; nursing mothers; and young children. Your fish and shellfish consumption should be limited to no more than 12 oz. per week. Get a more detailed explanation here.


Thursday, March 13, 2008

BMI Chart


A BMI chart also known as a Body Mass Index chart is a body fat chart that measures a persons body fat based on height and weight. A BMI chart or Body mass Index chart will allow you to quickly assess what shape your body is in.

The BMI chart is used by fitness and health practitioners to quickly inform them if your body shape is lean, average, overweight or obese.

How to read a BMI Chart

To read the BMI chart below look for you weight (horizontally) and height (vertically) where the two measurements meet is your Body Mass Index Chart rating. Note that the BMI chart below displays in both lbs and kg for weight as well as inch and cm for height.

Click on the image for larger view

BMI chart colors and numbers - what do they mean?

Once you have figured out your BMI chart score discover what the chart indicates your body shape to be.

• Underweight = 12 - 18

• Normal healthy weight = 18 -24

• Overweight = 25-29

• Obesity = BMI of 30 or greater

BMI Chart Discrepancies

Many top health and fitness experts now view the BMI chart as being obsolete. These charts are meant to tell you how much you should weigh based on your height alone. However this can be very misleading, especially for athletes and body-builders who carry more muscle than fat. Pure muscle is heavy and dense therefore weighs more.

The shortfall of the BMI chart is that it cannot determine the difference between the overweight and the more muscular.

For example, 2 people can be exactly the same height (5’ 11’) and the same weight (200lbs) and share a BMI of 27.89 . However, one is overweight while the other is very muscular (raw muscle is dense and heavy therefore weighs more). Using the BMI Chart, both people even though completely different in body shape will be deemed as being overweight.

It is now more widely accepted to use body fat percentage calculation to measure your true body fat. Read here how to calculate Body Fat Percentage. It is much more accurate. Body Fat Percentage calculations use total body weight and not estimates of lean muscle mass and fat.

What does my BMI mean?

Knowing what your BMI or Body Mass Index is helps you to instantly gain an understanding of your body shape. Using this information you can now set about setting goals more targeted to your needs.

BMI is below 20:

This indicates a lean BMI or body shape, meaning your overall amount of body fat is low. This is the body shape of most athletes. If you're not an athlete, a lean body shape can indicate that your weight may be a little too low, lowering your immunity. You should consider gaining weight through good nutrition and exercise, increasing your muscle mass.

BMI is between 20 and 22:

Indicating of an ideal and healthy amount of body fat. A BMI chart score between 20 -22 is associated with long living, and the lowest incidence of serious illness. It is also generally perceived to be the most attractive.

BMI is between 22 and 25:

Considered still to be an acceptable range and in good health.

BMI is between 25 and 30:

You body fat is starting to show and your body shape is a little rounded. Find ways to lower your weight, through diet and exercise.

BMI is over 30:

Considered unhealthy and at risk for heart disease, high blood pressure, diabetes, and cancers. You should reduce your body fat by changing your diet and exercising more.

For example is your BMI chart or Body Mass Index Chart is telling you that you are overweight your first goal should be read up in nutrition and work on changing your diet. Learn the common diet myths that maybe causing your body to store fat rather than burn fat. Simple knowledge can change your habits in turn changing your life. Very Powerful.

Health related risks assigned to the BMI Chart or Body Mass Index Chart

Premature death

Cardiovascular disease

High blood pressure


Some cancers



Thursday, February 14, 2008

Meaning of Ganesha

Click on the image for larger view.

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